Treasury Leaders Hub - Page 2

Remortgaging in 2025 requires more than just a better rate. You need your mortgage details, proof of income, credit report, property valuation, ID, and a clear reason why. Know the costs and timeline to avoid delays.

Debt consolidation doesn't erase bad credit. Late payments and settlements stay on your report for up to seven years. Learn how long it really takes to rebuild your score-and what to do after consolidation to make it faster.

Home equity loans are harder to get in 2025 due to stricter lending rules, higher debt-to-income limits, and tighter credit requirements. Learn why approvals are down and what you can do to improve your chances.

The #1 rule of investing isn't about timing the market or picking stocks-it's about staying invested over the long term. Learn why patience and consistency beat every other strategy.

Find out which bank offers the best car loan rates in Ireland in 2025, including Bank of Ireland, AIB, and credit unions. Compare APRs, fees, and terms to save hundreds on your next car purchase.

The most commonly purchased homeowners insurance is the HO-3 policy, offering broad coverage for home structure and personal property. Learn what it includes, what it excludes, and how to make sure you’re properly protected.

What income is middle class in 2024? It’s not just about salary - it’s about cost of living, location, and financial security. See real numbers for the U.S. and Ireland, and learn how to tell if you’re truly middle class.

If you never pay off your student loans, your credit will be damaged, wages garnished, and tax refunds seized. Default doesn’t disappear-it grows. Learn what really happens and how to fix it.

Discover the best states to retire in financially in 2025 based on taxes, cost of living, healthcare access, and retirement savings. Avoid costly mistakes and find where your money will last longest.

Taking equity out of your home can help with big expenses, but it also carries serious risks. Learn how it works in Ireland, the real costs, when it makes sense, and safer alternatives.

Avoid these three common budgeting mistakes: guessing your spending, treating budgeting like punishment, and ignoring changing income. Learn how to build a realistic, flexible budget that actually works.

Having four credit cards isn't automatically bad-it's how you use them that matters. Learn when multiple cards help your credit score and when they become a financial burden.