Archive: 2026/01

How long will $1 million last in retirement? In 2026, it depends on where you live, what you own, and how you spend. A realistic breakdown for retirees in Ireland shows that $1 million can last - but only with smart planning, downsizing, and using your State Pension.

A $300,000 annuity pays between $1,800 and $2,700 per month at retirement, depending on age, gender, and payout options. Learn how interest rates, insurance companies, and payment structures affect your income in 2026.

If you can't get a loan, there are still ways to get cash fast-sell items, use pawn shops, ask for an advance, apply for grants, or borrow from credit unions. No credit check needed.

Find out which savings account is best for saving money in 2026 in Ireland, including high-interest options, notice accounts, fixed-term deals, and how to avoid common traps. Learn how to split your savings for maximum growth and safety.

Debt relief can hurt your credit, but not all types do. Debt settlement damages scores, while debt management plans and consolidation loans may help. Learn how each option affects your credit and how to recover.

The emergency fund is the only budget line that should come before everything else. Without it, every financial plan is fragile. Learn how to build one step by step - even if you’re starting with €10.

You can ask your car lender to lower your rate-especially if your credit improved or market rates dropped. Learn how to negotiate, when to refinance, and how much you could save on your car loan.

ISA accounts let you save or invest up to £20,000 a year tax-free in the UK. Learn how Cash, Stocks and Shares, and other ISAs work, what you can and can't do, and how to avoid common mistakes in 2026.