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Learn what not to say at a car dealership when financing a vehicle to avoid overpaying, hidden fees, and bad loan terms. Protect your budget with smart negotiation tactics.

Visa and Mastercard are the most widely accepted credit cards worldwide. Learn why these networks dominate global payments, why American Express falls short abroad, and what card you should actually carry when traveling.

High-yield savings accounts don't let you lose your principal, but inflation and low rates can reduce your buying power. Learn how to protect your money and avoid scams.

Taking equity out of your house can help with big expenses-but it risks your home. Learn when it's smart, when it's dangerous, and what alternatives you should consider instead.

You don't need to refinance to access your home equity. Learn how home equity loans, HELOCs, and reverse mortgages let you take cash out of your house in Ireland without changing your mortgage.

Getting approved for debt consolidation depends on your credit score, income, and debt-to-income ratio. Learn what lenders look for and how to improve your chances-even with bad credit.

The three top credit cards in 2025 are the Chase Sapphire Preferred, Capital One Venture, and Bank of America Customized Cash Rewards. Each offers strong rewards for different spending habits-travel, flat-rate cash back, or customizable categories-with no hidden fees and real value.

You don't need a perfect credit score to borrow money. In 2025, you can get a loan with a score as low as 400 - but it comes with high costs. Here's what actually works for bad credit borrowers in Ireland.

Ignoring student loans doesn’t erase them - it makes them grow, damages your credit, and can cost you your paycheck, tax refunds, and even your career. Here’s what really happens when you stop paying.

Saving $20 a week adds up to $1,040 in a year-without interest. With a decent savings account, you could earn an extra $18 or more. Learn how small, consistent savings build real financial security.

Remortgaging in 2025 requires more than just a better rate. You need your mortgage details, proof of income, credit report, property valuation, ID, and a clear reason why. Know the costs and timeline to avoid delays.

Debt consolidation doesn't erase bad credit. Late payments and settlements stay on your report for up to seven years. Learn how long it really takes to rebuild your score-and what to do after consolidation to make it faster.