Author: Evelyn Rainford

USAA home insurance is available only to military-affiliated members. Learn exactly who qualifies, from active duty personnel to veterans and their families. Find out how to check eligibility and alternatives if you don't meet the criteria.

The 40-40-20 budget rule divides your income into 40% for needs, 40% for debt repayment and savings, and 20% for wants. It's a practical way to get out of debt without sacrificing your lifestyle - especially useful if you're consolidating loans or credit card balances.

A pension plan is your key to financial security in retirement. Learn how workplace, private, and State pensions work in Ireland, how much you need to save, and why starting now changes everything.

You can't put $20,000 in a UK cash ISA because the allowance is £20,000 (about $25,000) and must be split across all ISA types. Learn how to use your full allowance wisely.

The cheapest way to take equity out of your home in Ireland is usually a home equity loan or cash-out refinance. Reverse mortgages work if you're over 62 and have no income. Avoid high-cost alternatives and always get independent advice.

How long will $1 million last in retirement? In 2026, it depends on where you live, what you own, and how you spend. A realistic breakdown for retirees in Ireland shows that $1 million can last - but only with smart planning, downsizing, and using your State Pension.

A $300,000 annuity pays between $1,800 and $2,700 per month at retirement, depending on age, gender, and payout options. Learn how interest rates, insurance companies, and payment structures affect your income in 2026.

If you can't get a loan, there are still ways to get cash fast-sell items, use pawn shops, ask for an advance, apply for grants, or borrow from credit unions. No credit check needed.

Find out which savings account is best for saving money in 2026 in Ireland, including high-interest options, notice accounts, fixed-term deals, and how to avoid common traps. Learn how to split your savings for maximum growth and safety.

Debt relief can hurt your credit, but not all types do. Debt settlement damages scores, while debt management plans and consolidation loans may help. Learn how each option affects your credit and how to recover.

The emergency fund is the only budget line that should come before everything else. Without it, every financial plan is fragile. Learn how to build one step by step - even if you’re starting with €10.

You can ask your car lender to lower your rate-especially if your credit improved or market rates dropped. Learn how to negotiate, when to refinance, and how much you could save on your car loan.