Author: Evelyn Rainford

Taking equity out of your home can help with big expenses, but it also carries serious risks. Learn how it works in Ireland, the real costs, when it makes sense, and safer alternatives.

Avoid these three common budgeting mistakes: guessing your spending, treating budgeting like punishment, and ignoring changing income. Learn how to build a realistic, flexible budget that actually works.

Having four credit cards isn't automatically bad-it's how you use them that matters. Learn when multiple cards help your credit score and when they become a financial burden.

Learn the key differences between a remortgage and a refinance, when each makes sense, costs, steps, and common pitfalls to help you choose the right option.

Find out which Irish banks approve personal loans fastest, compare rates, limits, and credit score requirements, and get a checklist to boost your approval odds in 2025.

Discover the #1 home insurance company in the US for 2025, see rankings, compare top providers, and learn how to choose the best coverage for your home.

Discover the top cryptocurrencies to invest in 2025, learn key selection criteria, risk management tips, and step‑by‑step guide for safe investing.

Learn simple budgeting steps for beginners, from core principles and popular methods to tools, templates, and common pitfalls, all in a friendly, practical guide.

Find out when remortgaging makes financial sense, how to calculate savings, fees to watch, and a step‑by‑step checklist for homeowners looking to refinance.

Discover how debt consolidation affects your credit score, the short‑term dip from hard inquiries, and proven steps to turn consolidation into a credit‑boosting move.

Explore the hidden downsides of pension plans, from tax traps to liquidity issues, to help you decide if a pension fits your retirement strategy.

Compare Geico and Progressive home insurance premiums, discounts, and coverage options to see which offers the lower price in 2025.