Category: Mortgages

Just how expensive is a 30-year mortgage in mid-2025? Get real rates, expert tips, and learn how to lock a deal before they climb higher.

Explore if and how you can buy back your home after an equity release. Understand your rights, options, situations, and real outcomes before and after unlocking the value in your house.

Discover what remortgaging really looks like with a real-life example, tips, and facts on when to switch your mortgage to save money.

Thinking of remortgaging? Don’t get caught out. Explore real risks and pitfalls of remortgaging in Ireland, with honest advice and practical tips for 2025.

Does your credit score affect getting a remortgage? Learn how lenders judge your score, ways to improve it, and real tips to boost your chances.

Find out if you can remortgage with your current lender, how the process works, key pros and cons, and tips for making the best choice for your finances.

Thinking of remortgaging? Lenders will dig into your finances, credit history, and property details before giving you the green light. They want to be sure you can handle the new payments and that the property is worth the amount you want to borrow. Some of their checks might surprise you. This guide spills the details, helps you prep, and gives tips to boost your chances.

Wondering if remortgaging means cash in your pocket? This article breaks down when you can get money back, how it works, and what you need to watch out for. It explains the difference between a regular remortgage and cash-out options, plus practical tips to help you decide if it's the right move for you. Dive into real numbers, hidden fees, and ways to avoid common mistakes. Get the answers you need before changing your mortgage.

If you’re curious about which company is best for equity release, you’re not alone. With so many providers out there, it’s easy to get overwhelmed by the options. This article breaks down what really matters when choosing a provider—from rates and flexibility to customer service and reputation. You’ll get practical tips, real comparisons, and insider facts that most people miss. Get ready to make a smart, confident decision about tapping into your home’s value.

Remortgaging can look like an easy way to save money or free up cash, but it’s not always as simple as it seems. This article breaks down the main risks you might face when remortgaging, from hidden costs to changes in interest rates. You’ll find tips on what to look out for, how to spot common traps, and what steps to take before making a decision. Whether you’re thinking about remortgaging soon or further down the road, you’ll get straightforward, real-world advice. Don’t jump in blind—know what you’re up against.

Wondering if you need to make monthly payments with equity release? This article breaks down how different equity release plans work, whether monthly payments are required, and what it means for your finances. Learn the real differences between lifetime mortgages and home reversion plans. You'll also get practical tips, potential pitfalls to watch for, and smart questions to ask providers before making a decision.

Curious if equity release comes with monthly interest payments? This article breaks down how interest actually works with popular equity release plans. Learn the difference between standard and interest-only schemes, and how compounding can affect what you owe. Find real-life tips for managing costs and picking the right plan if you’re thinking about unlocking cash from your home. By the end, you’ll know exactly what to expect before signing on the dotted line.